Please read through these terms & conditions ("the Terms") carefully. .

By using and accessing our website, ("Site") or by otherwise accessing any content or services available through this Site ("the Content"), the User is deemed to have entered into an Agreement with Valuable Technologies Limited or Valuable Technologies Inc ("VALUABLE") and have agreed to be bound by the Terms and the Privacy Policy set out below. The Sites are owned and operated by VTL.

  1. Use of VTI/VTL Content
    The User may retrieve and display VALUABLE Content on personal computer and store such content in electronic form for its Users non-commercial use only.

    The User are not allowed to download any material from the site, in the event where the User downloads such content it shall tantamount to infringement of the copyrights adhered to such content and VTL shall be entitled for recover damages from such User and such User shall have no recourse whatsoever.

    Except as expressly set out above, the User shall not reproduce, modify or in any way commercially exploit any Content or any of its part on the site/s, unless with prior written permission of the VALUABLE .

    No parts of any VALUABLE publication or its Site/s shall be reproduced, stored in or introduced into any retrieval system, or transmitted, in any form or by any means, electronic, mechanical, photocopying, recording or otherwise without the prior written permission of the copyright owners.

    The User shall not reverse engineer, modify, decompile, disassemble or translate the Content (whether for the purpose of error correction or otherwise).

    The User shall not display the Content on a public bulletin board, any website, chat room or by any other unauthorized means. Written materials provided in printed or electronic form shall not be modified, adapted, translated, or used to create derivative works without the prior written consent of VALUABLE. All Intellectual Property Rights of the Content and design of the Sites and any material emailed to the User remains the property of VALUABLE.

    The User shall not use or reproduce any Intellectual Property of VALUABLE, including any trademarks, registered or unregistered, for any reason without written permission from VALUABLE.

    Any use of VALUABLE Content unless specifically permitted is expressly prohibited. Requests for permission for personal use may be sent to our Customer Care Department, 602, Centre Point , J. B. Nagar, Andheri- Kurla Road, Andheri(E), Mumbai-59, India; Phone: 022-40553333/ 300; Fax: 022-66764372/ 40553318; Email:; and is subject to a fee/ charges.

  2. Terms and Termination
    VALUABLE may, at its discretion, terminate or suspend individual or group or companies access to all or part of the Sites (including any right to access and use VALUABLE Content) with or without reason by delivering notice to the concerned User.

    The rights of termination are in addition to all other rights or remedies of VALUABLE provided in these Terms or by Law.
  3. Changes to the Site
    VALUABLE reserves the right, in its discretion, to suspend, change, modify, add or remove portions of its Content available on the Sites at any time and to restrict the use and accessibility of the Sites.
  4. Registration, Passwords and Responsibilities
    Some parts of the Sites require registration. The User is solely responsible for their confidentiality for the use of and access to the Content and Sites.

    The User agrees to immediately notify VALUABLE, if it becomes aware of any loss or theft of any Username, password or ID or any unauthorized use of a Username, password, ID, or any other login details.

    VALUABLE reserves the right to monitor and record activity on the Sites, including access to VALUABLE Content.
  5. Privacy Policy
    VALUABLEmaintains a high level of privacy and security for your details. Our Privacy Policy is mentioned hereunder:-

    Information Collection and Use
    VALUABLE is the sole owner of the information collected on this site. VALUABLE will not sell or share, this information to third parties in ways other than those disclosed in this policy. (VALUABLE includes its subsidiaries, its affiliates, its assigns).

    Some features in our sites requires the User to submit personal details for us to contact them. The User must first complete a registration form. During registration a User is required to give their contact information (such as name, contact number, education, and brief profile and email id).

    E-mail alerts
    If a User wishes to subscribe to our alerts, updates, briefings etc. VALUABLE can ask for contact and delivery information for such as name and e-mail address.

    Many of VALUABLE sites use cookies - A cookie is a piece of data stored on the User's hard drive containing information about the User. Usage of cookies is for the convenience of visitors. For instance, by setting a cookie on our site, the User would not have to log in a password more than once, thereby saving time while on our site. If a User rejects the cookie, they may still use this site. Cookies can also enable us to track and target the interests of our Users in order to enhance the experience on our site. Some of the business partners of VALUABLE use cookies on our site (for example, advertisers). However, VALUABLE has no access to, or control over, these cookies.

    Log Files
    VALUABLE use IP addresses to analyse trends, administer the site, track a User's movement, and gather broad demographic information for its aggregate use. IP addresses are not linked to personally identifiable information.

    This website contain links to other sites. Please be aware that the privacy policy, terms and conditions are extended to such other sites/links also.

    This website takes every precaution to protect our Users' information. Only employees who need the information to perform a specific job (for example, our billing clerk or a customer service representative) are granted access to personally identifiable information. The servers that we store personally identifiable information on are kept in a secure environment.

  6. No Warranty, Disclaimer of Liability and Indemnity
    Whilst every effort has been made to ensure the high quality and accuracy of the Sites, VALUABLE makes no warranty, express or implied concerning the Content of the Sites, which is provided "as is". VALUABLE expressly disclaims all warranties, including but not limited to warranties of fitness for a particular purpose and warranties of satisfactory quality. In no event will VALUABLE, its affiliates, its subsidiaries be liable for direct, special, incidental, exemplary or consequential damages (including, without limitation, damages for loss of business profits, business interruption, loss of business information or other pecuniary loss) arising directly or indirectly from the use of (or failure to use) or reliance on the Content, even if VALUABLE has been advised of the possibility that such damages may arise. VALUABLEdoes not guarantee the accuracy or timeliness of the content appearing on the Sites, or that the Sites or related systems are free from viruses or other contaminating or destructive properties. In the event that VALUABLE incurs any liability whatsoever, the aggregate liability shall not exceed the amount that you originally paid for the service. Any prior written or verbal agreements are superseded by this Agreement.
  7. Force Majeure
    VALUABLE , its affiliates, its subsidiaries will not be liable or deemed to be in default for any delay or failure in performance or interruption of the delivery of VALUABLE Content resulting directly or indirectly from any cause or circumstance beyond its or their reasonable control, including but not limited to failure of electronic or mechanical equipment or communication lines, telephone or other interconnect problems, computer viruses, unauthorized access, theft, operator errors, severe weather, earthquakes or natural disasters, strikes or other labour problems, wars, or governmental restrictions.
  8. Links to Third Party Websites
    The Sites may contain links and pointers to Internet sites maintained by third parties. VALUABLE does not operate or control in any respect any information, products or services on such third party sites. Links are provided solely for the convenience of the User, and do not constitute any endorsement by VALUABLE and/or its suppliers. The User assumes sole responsibility for use of third party links and pointers.
  9. Miscellaneous

    Changes to these Terms
    VALUABLE may, at its discretion, change these Terms (including those relating to your use of the Sites and/or the VALUABLE Content). When the Terms are changed, VALUABLE will notify you by email or by publishing details of those changes by including them in these Terms.

    Rights of reply
    If at any time any User has any issue, complaint or comment to make about the Content featured within the Sites they can contact our contact person/ editor.

    Advertising and Third Party Content
    Parts of the Sites may contain advertising or other third party content. Advertisers and other content providers are responsible for ensuring that material submitted for inclusion on the Sites complies with international and national law, wherever applicable. VALUABLE is not responsible for any third party content of its error, omission or inaccuracy or inadequacies of or in any advertising material.

    Invalid Provision
    If any provision of this Agreement is held to be invalid by a court of competent jurisdiction, VALUABLE shall amend the invalid provision in such reasonable manner as achieves the intention of the parties without illegality, or at VALUABLE discretion such provision may be severed from this agreement and the remaining provisions shall nevertheless remain in full force and effect.

  10. Governing Law and Jurisdiction
    These Terms shall be governed by the laws of India. The parties irrevocably agree that the courts of India shall have exclusive jurisdiction to settle any dispute, which may arise out of, under, or in connection with these Terms and conditions as envisaged herein. Any cause of action of the aggrieved party, if any, in respect of the terms and conditions of this policy may be filed in a court of competent jurisdiction in Mumbai, India.